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Re: [Grubb's] Random Thoughts of the Day

Posted: Mon Mar 23, 2015 1:14 pm
by Ho
I cashed in $95 worth of change over the weekend that I had been accumulating for maybe 6-9 months. I'm putting a date on my jar this time so I actually know how long I've collected it.

Re: [Grubb's] Random Thoughts of the Day

Posted: Mon Mar 23, 2015 1:36 pm
by Merk
I don't think I've ever had more than $10 in change laying around ever in my life. Where are you people going where you're paying with cash and they don't charge in whole dollar amounts? How can you build up $95 in change?!?!

The only place change has in my life is parking meters and homeless people.

Re: [Grubb's] Random Thoughts of the Day

Posted: Mon Mar 23, 2015 1:38 pm
by Ho
I like using cash. I think it's a holdover from my trips to Japan. It also serves as sort of an automatic savings for me since I put whatever change I have in my pocket into a jar at the end of each day. I take it to the Coinstar after a few months, get an Amazon gift card, and get myself a little treat. :)

Re: [Grubb's] Random Thoughts of the Day

Posted: Mon Mar 23, 2015 2:53 pm
by Merk
What is your credit card situation?

Re: [Grubb's] Random Thoughts of the Day

Posted: Mon Mar 23, 2015 3:07 pm
by Ho
I have them.

I use them for larger and Internet purchases, but I prefer to spend cash on a daily basis. I think it's also psychologically easier for me to budget this way as I can visually see the money going away as I spend it. I can put a set amount in my wallet and see what's left as I go along.

Re: [Grubb's] Random Thoughts of the Day

Posted: Mon Mar 23, 2015 3:19 pm
by Fluffyumpkins
I'll try to use cash at smaller businesses since they have to eat the charge otherwise. Mega corps can holla at that Visa.

I'll also bend over to pick up a nickel or greater because it's free money. There's probably a Jewish joke to be made.

Re: [Grubb's] Random Thoughts of the Day

Posted: Mon Mar 23, 2015 3:33 pm
by Merk
Guys, you need to be earning cash back on all purchases as much as possible. I think I earned something like $425 in cash back after membership fees over the last 12 months between my Chase Freedom and AMex Blue Cash Preferred cards.

Think of all the bullshit you can buy with $425! That's like the cost of a U-Haul to move my arcade games out of Chad's house! Or the cost of a round-trip plane ticket to most places in the contiguous 48 states! And all I did to get this money was live my life and buy the shit that I normally get.

Re: [Grubb's] Random Thoughts of the Day

Posted: Mon Mar 23, 2015 3:50 pm
by Fluffyumpkins
I thought of another instance where I prefer cash and that's at a bar. Opening a tab is a pain in the ass, and good luck flagging down a bartender to close out when other people are waving 20s around to get their next rum and coke.

Merk, wouldn't you rather allow your local restaurant's merchant fees to be saved than earn 14 cents on a 7 dollar burger?

Re: [Grubb's] Random Thoughts of the Day

Posted: Mon Mar 23, 2015 3:56 pm
by Merk
I'm gonna sound like a monster here but, nope, I'd rather have that $0.14. They could always just not accept credit cards like Great-X-Scape did for most of its existence.

Besides, how much are merchants really getting effed? 5%?


Gonna agree on the bar thing although I can't remember the last time I was at a bar and not getting served by a server.

Re: [Grubb's] Random Thoughts of the Day

Posted: Mon Mar 23, 2015 5:29 pm
by MonMotha
Typical interchange on Visa/MC is 2.5-3%. Novus/Discover is a little higher. AmEx is a lot higher (4-5%).

Re: [Grubb's] Random Thoughts of the Day

Posted: Tue Mar 24, 2015 3:29 pm
by Riot

Re: [Grubb's] Random Thoughts of the Day

Posted: Mon Mar 30, 2015 11:17 am
by Merk
http://en.wikipedia.org/wiki/Poe%27s_law

I'm glad that the internet has defined and termed the idea of going so far into a troll that you become that which you are trolling.


Sort of like Godwin's law.

Re: [Grubb's] Random Thoughts of the Day

Posted: Wed Apr 01, 2015 3:46 am
by Potter
really cool april fools joke on the site this year

Re: [Grubb's] Random Thoughts of the Day

Posted: Wed Apr 01, 2015 11:59 am
by Riot
lol yeah it was subtle but pretty clever. Props Brian.

Re: [Grubb's] Random Thoughts of the Day

Posted: Mon Apr 06, 2015 2:38 pm
by Fluffyumpkins
http://howlongtobeat.com/

Neat little site. There's value in knowing whether or not I can reasonably dedicate time to play a game.